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LATEST NEWS & ARTICLES
SHOWING 6 NEWS OUT OF 33
25 Apr 2024
FEATURE: GHL THAILAND AND UOB TO ADVANCE DIGITAL PAYMENTS AND EMPOWER BUSINESSES
Celebrating its 30th Anniversary this year, GHL Systems Berhad (GHL), headquartered in Malaysia, stands as a pioneering force in advancing the expansion of digital payments. Listed on the Malaysian stock exchange, the Group has expanded its reach into Philippines, Indonesia and Australia, while maintaining a steadfast presence in Thailand for over 15 years. Under the leadership of Mr. Prinya Jinantuya, CEO of GHL Thailand, the company continues to drive the expansion of the payment business. Leveraging technology, expertise and a talented team, GHL enhances the payment landscape in Thailand by offering integrated Electronic Data Capture (EDC) device services, online and e-commerce payment solutions, and tailored software systems accommodating diverse payment methods.GHL Thailand's EDC machine is an All-in-One payment terminal, accepting Visa, MasterCard, UnionPay, JCB, Amex, various e-wallets and QR payments such as Thai QR, TrueMoney Wallet, LINE Pay, ShopeePay, Lazada Pay, Alipay, and Alipay+, both domestically and internationally. It also supports electronic wallet payments from key tourist nations, which includes China, Singapore, Malaysia, the Philippines, Indonesia, and South Korea. With over 10,000 merchant service locations now accepting credit and debit cards, GHL Thailand effectively meets the evolving needs of businesses in diverse sectors such as food and beverage, restaurants, retail stores, and hotels, especially in prominent tourist destinations.In the previous year, GHL Thailand took significant strides in innovation by successfully engineering software for its All-in-One EDC machine, facilitating effortless processing of credit card installment payments for six prominent banks in the country. Additionally, GHL Thailand introduced QR payments for LINE Chat, offering a convenient QR code payment channel through the popular messaging app LINE. Collaborating closely with key partners like UOB, GHL actively contributes to steering business operations within the UOB BizSmart platform. This initiative offers a diverse array of business management solutions selected by the bank from its business partners in an effort to reduce costs, save time and enhance managerial efficiency, aligning with the broader objective of preparing small and medium-sized enterprises (SMEs) for the transition to a cashless society — an essential focus for the ongoing year. According to Mrs. Sayumrat Maranate, Executive Director, Country Function Head of Business Banking, UOB Thailand, GHL is one of the leading payment solutions provider in ASEAN, providing All-In-One payment service through its EDC machine. GHL’s solutions can support all types of payment methods from credit cards, debit cards, QR codes, and popular domestic and international e-wallets. Moreover, GHL Thailand offers dedicated support from a team of experts, assisting with card acceptor installation, approval procedures, and post-purchase assistance for UOB clients. We are confident to offer GHL's solutions on UOB BizSmart, a suite of digital solutions designed to empower SMEs to operate with greater efficiency in today's competitive digital landscape.The bank primarily promotes GHL Thailand's services to SME businesses focusing on B2C services (Business-to-Consumer) such as restaurants, cafes, beauty salons, spas, retail stores, hotels, and tourist shops, serving both local and international customers due to demand for different payment options. GHL's All-In-One solution allows our customers to accept all kinds of payments in one device, thereby helping to improve sales and minimise risks from cash payment. Customers with bank-approved EDC devices can also enhance the positive reputation to their businesses. “Business owners who installed GHL Thailand’s EDC machine have expressed their satisfaction and considered it an indispensable tool for optimising business operations, facilitating different payment options, and supporting back-end operation efficiently. The machine can submit transaction reports with details of all payment collection which significantly help to reduce errors and ensure safer payments.” said Mrs. Sayumrat Responding to the encouraging feedback, GHL Thailand and UOB are set to continue their collaboration, supporting businesses through various avenues. In addition to card swiping machines, the bank aims to offer payment solutions via alternative channels, including Payment Gateways for e-Commerce and QR Payments generated through LINE official accounts. These efforts aim to enhance accessibility and convenience for businesses and customers alike. Furthermore, GHL Thailand is actively innovating its devices by introducing Digital Sales Slips, accessible through QR Code scanning on mobile phones, aiming to reduce paper usage. This initiative aligns seamlessly with UOB's digital transformation vision, encouraging SMEs to contribute to waste reduction and mitigate chemical residue accumulation in the environment. Embracing sustainable business practices has become a crucial trend within the business community, emphasizing the importance of environmental consciousness. Mr. Prinya further underscored the importance of GHL Thailand's ongoing commitment to advance new payment options for both the online platform and All-in-One EDC machines this year. To better serve SMEs, strategic plans are in place to enhance EDC machines into comprehensive digital services beyond payment acceptance. This includes integrating a Point of Sale (POS) and payment receiving system into a single device. Additional features will include a CRM system for loyalty points accumulation and redemption, along with a QR code system for meal ordering. GHL Thailand’s All-in-One EDC machine stands out for its capability to integrate all sales and payment systems into a single device. The company is poised to achieve a projected growth in its operating results this year, marking an anticipated increase of more than 100% from the previous year. This growth mirrors the collective expansion of the ecosystem, including supply chains and its partners. Article and photo credits: BrandAge Magazine Source: https://brandage.com/article/38546
20 Feb 2024
IMPORTANT: Beware of Fraudulent Loan Offers in the Name of GHL (Thailand) Co., Ltd
We have become aware that a group of fraudulent individuals is engaging in loan scams by impersonating GHL (Thailand) Co., Ltd. and offering loans via online platforms such as LINE or social media channels. We wish to emphasize that we do not have a policy of soliciting loan applications through LINE or any other social media channels. In addition, we do not require upfront payments or request money transfers as part of the loan application/approval process. In view of this, we strongly urge all concerned parties to exercise caution and refrain from engaging with these fraudulent individuals. We are proactively engaged in identifying and pursuing legal action against those responsible for these deceptive and unlawful activities. Should you be approached by an individual claiming to be a GHL employee, please contact our Customer Care Team for verification at 02-440-0122 or 02-440-0111 (ext. 617) or our dedicated HOTLINE at 064-070-7655. Alternatively, you can email us at growth@ghl.com to report any suspicious communications.
19 Oct 2023
PAY SOLUTIONS AND GHL COLLABORATE TO DRIVE THAILAND'S DIGITAL ECONOMY WITH 0% INSTALLMENT PAYMENT OPTION THROUGH 6 BANK CARDS VIA ALL-IN-ONE SMART EDC DEVICE
Bangkok: Pay Solutions Co., Ltd. - Thailand's first online payment system provider, collaborates with GHL (Thailand) Co., Ltd. (GHL Thailand), the leading payment solutions provider to introduce a 0% installment payment option for credit card holders from six major Thai banks, powered by GHL Thailand’s All-in-One EDC machine. An initiative aimed to drive the digital economy, this is set to stimulate consumer spending and boost revenue for a wide range of stores nationwide.Mr. Pawoot Pongvitayapanu, Chief Executive Officer of Pay Solutions Co., Ltd., a service provider of online payment systems said that the post-COVID-19 period has shaped consumer-spending behavior, characterized by delayed purchase decisions and a preference for paying in installments, evidently at an 84% increase. However, store owners seeking to implement the credit card installment payment system are required to go through the process of dealing with one bank at a time, leading to substantial costs associated with procuring a large number of card Point-of-Sales (POS) terminals.Since the start of 2023, consumer behavior in Thailand has shifted back to traditional in-store shopping, with a significant increase in the number of tourists visiting the country after its reopening. Furthermore, the preference for credit card usage over cash is evident in electronic card payment data from EDC machines. In 2022, the volume ratio indicated 73.6% for offline transactions and 26.4% for online. There were 53,323,000 card transactions at point-of-sale, amounting to THB 139,000,000 million. In the corresponding period of 2023, the trend continued, with offline transactions accounting for 79.6% and online for 20.4%. The number of card transactions at point-of-sale increased to 56,118,000, with a total value of THB 151,000,000. Pay Solutions is an online payment system service provider, covering across multiple channels (omnichannel) including websites, applications, and social media. Together with GHL Thailand, they have introduced an innovative installment payment option via GHL's All-In-One EDC machine, capable of seamlessly handling transactions from six major banks and nine credit cards, namely Kasikorn Bank (KBank), Bangkok Bank (BBL), TMB Thanachart Bank (TTB), Krung Thai Bank (KTB), Card X (SCB), Bank of Ayudhya (BAY), Tesco Money, Krungsri Central The1, and Krungsri First Choice cards. This empowers customers to tailor their payment preferences to their needs, enhancing their purchasing decisions and creating revenue opportunities for stores nationwide.Mr. Prinya Jinantuya, Chief Executive Officer of GHL Thailand, said, “GHL, a leading payment solution provider in the ASEAN region, has been operating in Thailand for over 15 years, providing comprehensive solutions through an All-in-One EDC machine. Our All-In-One EDC machine accepts a wide range of payment methods, which includes debit/credit cards, QR PromptPay and e-wallets both locally and globally. With over 15,000 payment touchpoints spanning across retail stores, food & beverage outlets, hotel chains and multiple establishments nationwide, our collaboration with Pay Solutions is tailored to cater to the growing demand of business operators looking to facilitate more installment payment options.“Traditionally, businesses have had to deal with multiple banks individually, each with its unique processes and conditions, often requiring different EDC machines. GHL's All-In-One EDC machine resolves these challenges by supporting 0% installment plans for credit cards from six major Thai banks. We’re continuously developing our system to support cards from other banks, which can further drive sales, streamline operations, save processing time, optimise space, and simplify sales reporting. Currently, this service is already available at Vincent Clinics, Home Plus Furniture Mall, Mum & Me Maternity and Kids Products Center, with plans to expand to over 5,000 locations nationwide by year-end,” added Prinya. Mr. Pongtheera Setthanawarakul, M.D., Group Chief Executive of Vincent clinic, a comprehensive medical aesthetics & skincare clinic with 7 branches nationwide, said that they are committed to providing customers with the latest world-class surgical technology and are committed to become the Number 1 surgical clinic in terms of innovation. In line with this, Ms. Pranpariya Ungtrakul, M.D., co-founder of Vincent Clinic further added that the multi-bank installment payment service via credit cards and cash cards is equivalent to having financial assistance with flexible payment options that can support customers financing their cost of their aesthetic care. We believe that our customers’ good image and personality will help enhance confidence and prosperity, while promoting a happier lifestyle. For more information, please call 0 2821 6163, 081 145 5996, 081 752 8722, or visit www.paysolutions.asia and www.facebook.com/paysolutionSdotasia.
10 Jul 2023
GHL SYSTEMS BERHAD SELECTS ARAB FINANCIAL SERVICES TO PROCESS ITS THAI MERCHANT TRANSACTIONS
Manama, Kingdom of Bahrain: GHL Systems Berhad (GHL), ASEAN’s leading payment solutions provider has selected Arab Financial Services (AFS), the Middle East and Africa region’s foremost digital payment solutions provider and fintech enabler, to process its merchant transactions in Thailand.The strategic collaboration will bring AFS’s payments technology expertise to support GHL’s merchant payments processing. AFS will provide GHL with Acquiring Platform as a Service and value-added services: authorisation and clearing for instore and eCommerce transactions, dispute management, fraud prevention and data analytics.Samer Soliman, Chief Executive Officer at AFS said, “We are thrilled to collaborate with GHL in a relationship that will combine the expertise of two strong organizations to help merchants expand and better serve the payments sector. Our entry into the Southeast Asian market is a significant milestone for AFS, and it is consistent with our commitment to digital payments transformation across markets. It’s exciting to work with GHL, who shares our goal of driving payments innovation, as we continue to focus on providing dependable and secure next generation payment processing solutions that bring greater value to our clients."Going forward, GHL’s merchants in Thailand will use the AFS acquirer payment processing platform, resulting in significantly increased efficiencies, robust security, and reliability along with state-of-the-art user experiences. As the preferred partner for banks, financial institutions, and merchants of all sizes across the region, AFS has a strong track record and proven expertise and experience in digital payments technology solutions and innovation.Sean Hesh, Executive Director & Group Chief Executive Officer at GHL Systems Berhad said, “We are delighted to join synergies with AFS, a company whose digital payments technology innovation, industry knowledge and expertise will serve to support and strengthen our payments ecosystem. By leveraging on AFS's expertise, we are confident in the delivery of next-level solutions that can elevate the experience for our valued merchants. We are excited about the transformative impact this collaboration will bring, both for our organisation and the satisfaction of merchants and consumers."Regulated by The Central Bank of Bahrain, and majority-owned by Bank ABC, AFS boasts numerous ground-breaking end-to-end digital payment services and solutions. These span debit, credit, and Islamic card processing, merchant acquiring, fintech, and a suite of state-of-the-art value-added services. Providing the highest quality payments solutions that are trusted by businesses, AFS has offices and data centers in Bahrain, Egypt, Oman, and the UAE. Its dedication to innovation has positioned AFS as a driving market force delivering a rich portfolio of payment solutions including popular digital mobile wallets, market-leading merchant acquiring services, Bahrain’s leading digital payroll solution, global contact centers and more.
20 Jun 2023
GHL EXPANDS ALIPAY+ INTEGRATION TO 2,600 THAI MERCHANTS CATERED FOR DIGITAL-FIRST TRAVELLERS IN ASIA
Key Highlights: GHL enables Alipay+ for 2,600 merchants in Thailand, local businesses can now accept cross-border digital payments from leading Asian mobile wallets. Thailand’s local businesses to benefit from this initiative come from a wide range of tourism industries, from retail, F&B to hospitality and attractions nationwide. Jim Thompson, Premium Outlets are amongst local brands to benefit from this partnership. Bangkok, THAILAND: GHL Systems Berhad (GHL), the leading payment service company in ASEAN region, has enabled Alipay+ for over 2,600 local businesses in Thailand to accept cross-border digital payments from leading Asian mobile wallets. This includes AlipayHK (Hong Kong SAR), Kakao Pay (South Korea), Touch ‘n Go eWallet (Malaysia) and Alipay (Chinese mainland), which has been accepted by Thai merchants since 2015. Travellers visiting Thailand can now pay with their home e-wallets at over 5,000 retail outlets powered by GHL, through a partnership with Alipay+, a suite of global cross-border digital payment and marketing solutions operated by Ant Group. The local businesses to benefit from this initiative come from a wide range of tourism industries, from retail, F&B to hospitality and attractions nationwide. For the first quarter of 2023, the government announced Thailand has achieved its target for tourist arrivals, with 6.15 million visitors . As travellers return to Thailand, they have greater expectations of their travel and retail experience, particularly as many have become accustomed to a seamless payment experience via mobile wallets. Mr. Prinya Jinantuya, Chief Executive Officer of GHL Thailand said, “GHL's long-term partnership with Alipay, now further enhanced with the latest collaboration with Alipay+ holds immense value for the Thai tourism industry. Local businesses can attract a broader customer base of Asian travellers, offering them a familiar and convenient payment method. This integration aligns with Thailand's vision to create a cashless economy, fostering financial inclusivity and driving economic growth. As digital transactions continue to rise, the economy benefits from enhanced transparency, efficiency, and security, positively impacting multiple sectors and promoting overall economic development.”Jim Thompson, Thailand’s well-known silk company and one of the earliest local brands to complete the integration, stands as a testament to the benefits of this partnership. With a legacy rooted in exquisite silk craftsmanship, today, Jim Thompson is the iconic global lifestyle brand from Thailand with a reputation for beautiful silks and "Beyond Silk" and a beloved brand among both locals and international visitors.Nunnapat Verojanavat, Marketing Director of Jim Thompson, said: “By embracing cross-border digital payments, Jim Thompson can now offer a familiar and convenient payment method to these travellers, enhancing their overall shopping experience. Tourists from China, Hong Kong, South Korea, and Malaysia, who are accustomed to using mobile wallets as their preferred payment method, can now enjoy a seamless and hassle-free shopping experience. This not only strengthens customer satisfaction but also contributes to building long-term customer loyalty.”Commenting on the partnership, Dr Cherry Huang, General Manager of Alipay+ Offline Merchant Services, Ant Group, said: “Today’s travellers are not the same as they were before the pandemic, with many now used to digital lifestyles, which they will expect no matter where they go. Through our local partners like GHL, we can enable more local businesses to easily accept digital payments like e-wallets, which is fast becoming the preferred payment method of Asian consumers, helping them provide a more convenient, fuss-free experience.”Travellers will have no lack of retail and entertainment options in Thailand and can use their own local mobile wallets at popular shopping destinations such as all six Premium Outlets, including in Cha-am, Khao-Yai, Pattaya, Ayutthaya, Phuket and Krabi. [1] Reuters: Thailand beats Q1 tourism target with 6.15 million arrivals
30 Aug 2022
MEDIA RELEASE: GHL LAUNCHES THAILAND’S FIRST ALL-IN-ONE QR PAYMENT VIA LINE
MEDIA RELEASE FOR IMMEDIATE RELEASE 11 July 2022 GHL launches Thailand’s first All-in-one QR payment via LINE Key Highlights: • GHL launches “GHL QR Payment”, an all-in-one QR code payment channel in Thailand for merchants to easily receive payment from multiple QR code payment providers on a single mobile device. • This service is the first to be available in Thailand combines all the various QR payment providers on a single payment platform which is available through the popular messaging app LINE. • This simple and yet cost effective solution is expected to bring cashless payment acceptance to a much wider range of businesses, especially the small and medium enterprises (SME), mobile entrepreneurs and gig workers. • GHL has now enabled cashless payment acceptance for merchants and businesses to conveniently use on LINE, without the need to download additional apps on their mobile phone. Bangkok, THAILAND : GHL Systems Berhad (GHL), the leading payment service company in ASEAN region, today launched “GHL QR Payment”, an all-in-one QR code payment channel via the popular messaging app LINE. Businesses and merchants can now receive payments from multiple QR code and e-wallet providers on the convenience of their mobile phones. "GHL QR Payment", was developed on the LINE Official account as an alternative for merchants to receive secure QR payments based on the EMVco standard QR code. GHL is expecting this new payment acceptance channel via a merchant’s mobile phone to cascade the full range of businesses ranging from big corporations and retail businesses to micro SMEs to gig workers. The GHL QR Payment via LINE is a cost-effective mobile payment solution which does not require the need of a physical EDC terminal and its associated costs. This will appeal to small and especially mobile merchants and service providers who can now increase sales by adding credit card and e-Wallet QR payment channels. Merchants are able to verify transactions, cancel error transactions and view historical reports. GHL can also provide merchants with multiple branches to accept payments through a single account with multiple locations and devices. Mr. Prinya Jinantuya, Chief Executive Officer of GHL Thailand said, “The launch of GHL QR Payment is the first in Thailand that QR payment service is available through a LINE Official Account. The growing usage of cashless payments is evident in Thailand, further demonstrated by the government's increasing efforts in this area, such as the rollout of the National e-Payment project that aims to reduce the use of physical cash within the country.” Central bank data from the Bank of Thailand (BoT) revealed that COVID-19 pandemic has led to a 54.4% increase in Thais adopting e-payments. Since 2020, the volume and value of internet and mobile banking grew 67.9% and 16.9% respectively while the value of e-Money grew 15.1% and 39.4%, respectively. GHL chose LINE OA because it is the number one chat application in Thailand for both iOS and Android mobile operating systems. GHL has now enabled cashless payment acceptance for merchants and businesses to conveniently use on LINE, without the need to download additional apps on their mobile phone. It is also a communication channel for GHL to contact, news updates, and send information such as promotions, news, frequent problems or new services to merchants. GHL QR Payment’s main highlight as an All-in-One payment service, which accepts all types of QR Code payments, whether it is credit cards or e-Wallets domestically and internationally, such as Promptpay, True Money, Rabbit Line Pay, Dolphin, Sabuy, and Alipay. It is also developed with a growing number of partners to cover as many payments and customer groups as possible. GHL plans to roll this new innovative solution to all merchants groups, ranging from: • large store organizations that wants to expand their payment channels, such as insurance agents, direct sales, food delivery, logistics, travel group as well as • smaller merchant groups to increase payment options other than cash resulting in more sales. GHL has organised a special campaign for small shops (non-VAT registered) with a credit card fee of only 1.5%, the rate is applicable for all card types.

